Lending,defined.
Short, plain-language definitions of the terms behind reputation-backed lending — no jargon required to understand jargon.
All terms
5 definitions
Crowd loan
A single loan funded by many independent lenders, each choosing the borrower, their own amount, and their own rate.
Read the definitionUnder-collateralized loan
A loan where the collateral posted is worth less than the amount borrowed — creditworthiness covers the difference.
Read the definitionOn-chain reputation
A creditworthiness signal computed from a wallet’s public blockchain history and verified identity attestations.
Read the definitionPeer-to-peer crypto lending
Lending where individual lenders fund specific borrowers directly, with smart contracts replacing the intermediary.
Read the definitionPermissionless lending
Credit infrastructure anyone can use — no account approvals, no gatekeeper deciding who may borrow or lend.
Read the definition
See the terms in action.
Browse live loan requests, check a wallet's reputation, and watch a crowd loan come together.